Wednesday, March 30, 2016

Recommended Mortgage Expert

Recommended Mortgage Expert

One of the most important decisions in home buying is finding the right lender. Because of the 2008 sub-prime mortgage crisis, the process, regulations, and requirements are have become stricter and more regulatory. To make this experience less challenging, we recommend the best lender in town.
If you have chosen your agent and lender well, they will keep you informed throughout the process and should always be willing and able to provide you with answers to all of your questions.


Tyler Cartmel
Loan Officer
Direct:317.578.3600 Ext: 304
Mobile:317.679.5978
Fax:800.524.9790
NMLS #:7540

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Friday, March 25, 2016

Making Large Purchases on a New Loan

Making Large Purchases on a New Loan


Making Large Purchases on a New Loan - Most home buyers are excited to buy furniture and other large purchases once they started the home-buying procedure. Although lenders would say each situation is different and will depend on the type of loan and the lender's policies, it is a common knowledge that anything that changes your debt-to-income ratio may risk your loan. 

Aside from making large purchases on a credit card, other debt-to-income game changers include opening new lines of credit, making large withdrawals from bank accounts, making large cash deposits or change your current job status.

Even with your closing date is right around the corner, it is highly advisable to wait on making large purchases like buying furniture until after you’ve closed the sale of your new home. Or if there really is a need to make large purchases, consult your lender or a mortgage professional first.

For more tips in home-buying, you may reach Lora Reynolds of Indy Homes Realty Group on 317-496-6291 or lora@indyhomesrealtygroup.com.

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Tuesday, March 22, 2016

Fall to do List for Indy Home Owners

Fall to do List for Indy Home Owners


Fall to do List for Indy Home Owners - It is officially fall, also known as the home-buying season.  Before owners start thinking how to clean their gutters and other home maintenance tasks, here are some articles from the internet how to spend the Fall for Indianapolis home owners.

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Wednesday, March 16, 2016

New Listing 11537 Hanbury Manor Blvd Noblesville

11537 Hanbury Manor Blvd

Noblesville, IN 46060
Home for Sale

Click on the photo to find more Noblesville luxury homes

Address: 11537 Hanbury Manor Blvd, Noblesville, IN 46060


11537 Hanbury Manor Blvd, Noblesville, IN 46060 New Listing - Located in a golf community in Noblesville, this luxury home is believed to have the largest lot in Sagamore. 
4 Large Bedrooms
4.1 Baths
5835 square feet
 $784,000
Located near Sagamore Golf Club with golf membership options.

Any questions?  Please contact Lora Reynolds of Indy Homes Realty Group 317-496-6291 or lora@indyhomesrealtygroup.com.

New Listing 3466 Capsella Ln Indianapolis

3466 Capsella Ln, Indianapolis, IN 46203
Home for Sale

Address: 3466 Capsella Ln, Indianapolis, IN 46203

3466 Capsella Ln, Indianapolis, IN 46203 New Listing - Located East of downtown Indy, this two-level home is with four large bedrooms and upgrades on the roof, water heater and many more!
4 Large Bedrooms
2.1 Baths
2340 square feet
 $149,999
All bedrooms have walk in closet, breakfast room and a covered porch.
Close to intersection of Instersates 74 and 465, Sloan Ditch and Marion County Fair.

Any questions?  Please contact Lora Reynolds of Indy Homes Realty Group 317-496-6291 or lora@indyhomesrealtygroup.com.

Tuesday, March 15, 2016

Indianapolis Condos

Indianapolis Condos
Indy Condos For Sale

Click on photo to see all active condo listings in Indianapolis
Indianapolis Condos for Sale -  Search condos and townhomes in Indianapolis, Indiana - Marion County.  It includes all active listings, photos and neighborhood profiles of high rise developments, townhouse communities, mid rise condominiums in Downtown and Midtown Indy. 

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Indianapolis Condos For Sale

Saturday, March 12, 2016

Staging the Bathroom

Staging the Bathroom


Staging the Bathroom - Although the kitchen is usually the most viewed room in a home showing where most buyers spend more of their time in, the bathroom is often overlooked in the staging process. Most buyers only take a few seconds to look at the bathroom. And in those few seconds, the bathroom can either make or break a deal. Here are some economical tips in transforming the Bathroom into a memorable room for a potential buyer.

Clean
The perfect start of staging a bathroom is a good and thorough cleaning. Use bleach or a good organic cleaning substitute to get rid of any mold and mildew. Light fixtures should be free of dust and grime. To get a spotless result, you may hire cleaning contractors who will clean it from floor to ceiling and are paid depending on the size of the room. But if you want  to be more economical, you can do it yourself just make sure it was thoroughly cleaned because a sparkling bathroom makes a lasting impression.

Update
Updating an outdated bathroom is a game changer. You have no idea how a fresh coat of paint, lighting fixtures or a new wallpaper can make a ton of difference. If the seller is with budget, we highly recommend replacing outdated tubs and sinks instead of just cleaning to give it a fresh new clean look.

Accessories and Lighting
Avoid having a boring bathroom by adding a few colorful accessories and flattering lighting that makes this room memorable and unique. Include new, white towels, accessorize with bright colored flowers or DIY cabinets. Natural sunlight will do the trick if you want economical staging. If there are no windows for natural light, soft white light bulbs can have a similar effect.

De-clutter
De-cluttering of bathroom space is just clearing off the sink tops and vanities, which will make the space appear larger with a cleaner look.  Hide all personal items and be sure that everything visible to the eye looks organized and necessary. The more space you show, the more ability of potential buyers to see their own vision in that space.

Consult
Lastly, only if you have the budget, consult a professional. Interior designers can give tips on the trend, suggest new materials and fixtures and how to maintain them. Or better yet, find a realtor who will provide free consultation.

For more information on home staging, you may call Lora Reynolds, Broker/Owner of Indy Homes Realty Group, LLC at 317-496-6291 or visit her website at www.lora.indyhomesforyou.com.

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Thursday, March 3, 2016

Affordable Walkable Indy Homes

Affordable Walkable Indy Homes
Indianapolis Homes For Sale

Affordable Walkable Indy Homes
Click on photo to find more affordable and walkable homes in Indianapolis
Affordable Walkable Indy Homes For Sale - You can start your home shopping before the Spring home-buying season now. Either you're a first time home buyer or an investor, these single family homes under $200,000 near Downtown Indy are a good start. Enjoy your house-hunting!
For more information on home buying, you may call Lora Reynolds, Broker/Owner of Indy Homes Realty Group, LLC at 317-496-6291 or visit her website at www.lora.indyhomesforyou.com.

Useful Links For Indianapolis:

Wednesday, March 2, 2016

Homes Near Carmel Clay Schools

Homes Near Carmel Clay Schools
Hamilton County Homes For Sale


Homes Near Carmel Clay Schools for Sale - Find homes for sale by Carmel Clay Schools in Hamilton County, Indianapolis. Carmel Clay is considered as one of the state's best performing school districts with 11 elementary schools, three middle schools and one high school.

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